Are you interested in finding the best travel medical insurance for digital nomads around the world? Many people who work remotely often struggle with finding proper insurance since they don’t fit into the traditional systems. SafetyWing, a company founded by fellow nomads, understands this challenge. They’ve created a global social safety net designed specifically for freelancers, entrepreneurs, and remote workers. They started with travel medical insurance and have since expanded to offer comprehensive health insurance.
SafetyWing offers the first-ever international travel medical insurance built for people who travel or live abroad. And it only costs about $10 per week. This insurance is available to people from anywhere in the world, as long as they are outside their home country.
For just $37 every four weeks (or $10 a week for ages 18-39; other age brackets are also covered, but the cost increases by $31 if you travel to the US), you get worldwide travel medical coverage. This rate is about one-third of the price of some of their largest competitors that offer similar coverage.
You can buy SafetyWing insurance in 180 countries, even if you’re already on your journey, and there’s no cap on how long you can use it. Once you pick a start date, your coverage automatically extends every 28 days until you decide to end it. It functions much like a subscription service, providing flexibility.
Interestingly, for every 90 days, you can use your coverage for up to 30 days in your home country if something happens while you’re there (15 days if you’re from the US). You can also add one child (aged 14 days to 10 years) per adult to your plan for no additional cost, up to two kids per family.
SafetyWing is backed by Y-Combinator and their policy is managed by Tokio Marine, one of the largest insurance firms. The policy is underwritten by some underwriters at Lloyds. You can even buy this insurance for an entire group you’re traveling with.
Digital nomads worldwide need to protect themselves from risks during their travels, whether they’re lounging on a Bali beach, visiting family at home for the holidays, or trekking through the rugged roads of Morocco. Being covered by insurance is essential to navigate these uncertainties.
For a detailed look at how their insurance policies meet the needs of digital nomads effectively, visit SafetyWing’s website. SafetyWing provides an affordable solution, especially beneficial for long-term travelers. While some argue over the necessity of travel medical insurance, many recognize its value in unexpected situations. Ultimately, choosing to have travel insurance as a digital nomad is a personal decision.